Venture Debt
Venture debt financing guidance for startups including debt structuring, terms negotiation, and strategic use of debt financing alongside equity funding.
Due Diligence Checklist for Venture Lenders
Get venture debt-ready—learn what venture lenders ask for in due diligence, from metrics and forecasts to legal docs and reporting.
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Material Adverse Change as Event of Default in Venture Debt
Avoid a MAC default—learn how “material adverse change” clauses work in venture debt and how founders can negotiate risk.
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Venture Debt Pre-Payment Penalties Explained
Kruze Consulting discusses what a pre-payment penalty might look like in a venture debt deal and how it could come about at startup.
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Why Banks Require Cash Deposits from Startups
Understand bank cash deposit requirements—learn why banks ask for deposits, how it affects startups, and what to prepare for compliance.
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Why You Shouldn't Borrow Your Own Money for Your Startup
Stop “borrowing your own money”—learn why founders get stuck with cash traps (like holds and reserves) and how to protect runway.
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The FinTech Equity & Debt Staircase Explained
Kruze Consulting's VP of FP&A, Healy Jones, explains the meaning of Fintech Equity & Debt Staircase and why Fintech companies raise capital.
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Fund vs. Bank Venture Lenders: What's the Difference?
Learn how fund vs. bank venture lenders differ on covenants, pricing, and flexibility, and which type of venture debt is best for your startup.
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Warrant Coverage in Venture Loans Explained
The rationale for a warrant coverage or a little bit of equity upside for the lender is that they're taking a lot of risk here.
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Bridge Loans for Startups: What They Are & How They Work
Follow along as Kruze Consulting breaks down bridge loans, their purpose, and whether or not your startup should pursue one.
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SBA Crisis Loans May Work for Startups & Alt Funding Sources
Read Kruze Consulting's recent newsletter about the SBA Crisis loans and how they may work for startups, as well as alternative funding sources.
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What is a Credit Facility for Startups?
Understand credit facilities fast—learn how revolving lines, term loans, and covenants work so startups can borrow without nasty surprises.
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Balloon Payments in Venture Debt: Startup Founders' Guide
Understand balloon payments in venture debt, their benefits, risks, and how startups can manage them effectively. Learn about cash flow flexibility, funding bridges, and repayment strategies.
Bryan Long, MBA