Kruze Consulting — Accounting, Tax & CFO Services for Startups

Venture Debt

Venture debt financing guidance for startups including debt structuring, terms negotiation, and strategic use of debt financing alongside equity funding.

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What is Venture Debt Overhang?

What is Venture Debt Overhang?

Updated on Sun, Dec 17, 2023

Venture debt overhangs are an issue we are seeing more often, and they are frequently blocking the next equity funding round for startups.

byKruze Consulting
Why Startups Use Venture Debt | Startup Accounting

Why Startups Use Venture Debt | Startup Accounting

Updated on Thu, Nov 9, 2017

How venture-backed startups use venture debt to extend runway, reduce dilution, and strengthen startup accounting and cash planning.

byKruze Consulting
Venture Lenders Asking for Right to Invest Equity

Venture Lenders Asking for Right to Invest Equity

Updated on Fri, Apr 3, 2020

Know what lenders want—learn why venture lenders ask for equity rights (warrants or side letters) and how it affects dilution and control.

byKruze Consulting
Revenue Based Financing for Startups and Non Dilutive Growth

Revenue Based Financing for Startups and Non Dilutive Growth

Updated on Sun, May 8, 2022

Explore revenue-based financing and see when recurring revenue can fund growth without dilution, plus the real cost and pitfalls for startups.

byKruze Consulting
What is a Guarantor in a Loan Agreement?

What is a Guarantor in a Loan Agreement?

Updated on Sun, Oct 13, 2024

Essentially, a guarantor is someone who guarantees a loan or debt obligation for a company by offering their own assets as collateral.

byKruze Consulting
How Deposits Impact Venture Debt

How Deposits Impact Venture Debt

Updated on Tue, Jan 2, 2024

Understand venture debt deposits and learn why lenders require cash set-asides when you sign the term sheet, plus how to negotiate.

byKruze Consulting
SVB Streamlined Closing Process Explained

SVB Streamlined Closing Process Explained

Updated on Sun, Jun 2, 2024

Streamline your SVB loan or line of credit payoff with this checklist covering required documents, timing, and best practices for a smooth closing process.

byKruze Consulting
Key Insights into Venture Debt for Startups

Key Insights into Venture Debt for Startups

Updated on Thu, Jun 12, 2025

Use venture debt thoughtfully to extend runway, fund growth, and reduce dilution while understanding the real terms and covenants before you sign.

byBryan Long, MBA
Venture Lending: Common Defaults Explained

Venture Lending: Common Defaults Explained

Updated on Thu, Oct 23, 2025

Learn about the most common events of default in venture debt, how they’re triggered, and what founders can do to protect their startups.

byBryan Long, MBA
Dangers of Venture Debt for Startups

Dangers of Venture Debt for Startups

Updated on Fri, Aug 10, 2018

Venture debt can help startups, but too much debt or risky terms can threaten your future. Learn the pitfalls and smart borrowing strategies.

byBryan Long, MBA
Investor Abandonment Clauses in Venture Debt

Investor Abandonment Clauses in Venture Debt

Updated on Thu, Nov 9, 2017

Protect your next round—learn what an investor abandonment clause in venture debt means, why lenders include it, and how founders negotiate it.

byKruze Consulting
Negotiating Cash Levels in Your Startup's Bank Account

Negotiating Cash Levels in Your Startup's Bank Account

Updated on Sun, Apr 30, 2023

This has become a really critical question since interest rates are going up and cash management is becoming even more important.

byKruze Consulting