Venture Debt
Venture debt financing guidance for startups including debt structuring, terms negotiation, and strategic use of debt financing alongside equity funding.

What is a Bullet Loan? | Kruze Consulting
A bullet loan (also called a balloon loan) is a slightly different type of loan that a startup can receive, and it’s a little bit unusual.

What are Venture Debt Covenants? | Kruze Consulting
Decode venture debt covenants so you know the ongoing rules lenders expect you to follow after closing the deal every quarter.

Venture Debt Scouting Report: Comerica | Kruze Consulting
Comerica is a huge venture lending firm, they've been doing it for a very long time, dating all the way back to when they acquired Imperial Bank.

Venture Debt Scouting Report: TriplePoint | Kruze Consulting
Evaluate TriplePoint venture debt—get a scouting-style breakdown of fit, typical terms, and what VC-backed startups should watch for.

How Venture Debt Works in a Downround
Learn how venture debt works in a downround, its impact on dilution and covenants, and when founders should avoid adding debt to a struggling cap table.

SVB Venture Debt After the Crisis
Silicon Valley Bank (SVB) had a liquidity/solvency crisis in the middle of March 2023, and was taken over by the Federal Deposit Insurance Corporation (FDIC).

Accounts Receivable Loans
Unlock cash tied up in invoices—learn how accounts receivable loans work, typical terms, and when AR financing makes sense for startups.

Understanding Final Payments in Venture Debt
The idea behind a final payment is that the lender will backload some of the interest.

4 Key Reasons to Raise Venture Debt
Explore why venture debt helps startups extend runway, refinance, fund new opportunities, and boost acquisition flexibility.

Matching Assets to Debt: A Startup Finance Guide
Kruze Consulting gives a quick guide to matching your startup's assets to the right kind of debt including revolvers and term debt.

Venture Debt Scouting Report: SVB
SVB is one of the largest players in the venture debt market. They've been servicing start-ups for many, many years.

What is a Default in Venture Debt?
Avoid default surprises—learn what default means in loans and contracts, common triggers, and how startups stay in compliance.
