Venture Debt
Resources, best practices, and expert insights on Venture Debt.

Why Banks Require Cash Deposits from Startups
Understand bank cash deposit requirements—learn why banks ask for deposits, how it affects startups, and what to prepare for compliance.

Why You Shouldn't Borrow Your Own Money for Your Startup
Stop “borrowing your own money”—learn why founders get stuck with cash traps (like holds and reserves) and how to protect runway.

The FinTech Equity & Debt Staircase Explained
Kruze Consulting's VP of FP&A, Healy Jones, explains the meaning of Fintech Equity & Debt Staircase and why Fintech companies raise capital.

Fund vs. Bank Venture Lenders: What's the Difference?
Learn how fund vs. bank venture lenders differ on covenants, pricing, and flexibility, and which type of venture debt is best for your startup.

Warrant Coverage in Venture Loans Explained
The rationale for a warrant coverage or a little bit of equity upside for the lender is that they're taking a lot of risk here.

Bridge Loans for Startups: What They Are & How They Work
Follow along as Kruze Consulting breaks down bridge loans, their purpose, and whether or not your startup should pursue one.

SBA Crisis Loans May Work for Startups & Alt Funding Sources
Read Kruze Consulting's recent newsletter about the SBA Crisis loans and how they may work for startups, as well as alternative funding sources.

What is a Credit Facility for Startups?
Understand credit facilities fast—learn how revolving lines, term loans, and covenants work so startups can borrow without nasty surprises.

Balloon Payments in Venture Debt: Startup Founders' Guide
Understand balloon payments in venture debt, their benefits, risks, and how startups can manage them effectively. Learn about cash flow flexibility, funding bridges, and repayment strategies.

Why do VCs like to invest in Delaware C-Corps?
Today we're answering the question: Why do VC's prefer to invest in Delaware C-Corporations instead of LLC's or S-Corps.

Preparing for Your Final VC Meeting
Kruze Consulting presents his guide to closing the deal in your startups final venture capital meeting, as it can be very intimidating.

Does Crowdfunding Discourage VC Investment?
Does raising capital by crowdfunding discourage future venture capital investments? A guide to different ways to raise capital at startup.
