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Venture Debt

Resources, best practices, and expert insights on Venture Debt.

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How Deposits Impact Venture Debt

How Deposits Impact Venture Debt

Updated on Tue, Jan 2, 2024

Understand venture debt deposits and learn why lenders require cash set-asides when you sign the term sheet, plus how to negotiate.

byKruze Consulting
SVB Streamlined Closing Process Explained

SVB Streamlined Closing Process Explained

Updated on Sun, Jun 2, 2024

Streamline your SVB loan or line of credit payoff with this checklist covering required documents, timing, and best practices for a smooth closing process.

byKruze Consulting
Key Insights into Venture Debt for Startups

Key Insights into Venture Debt for Startups

Updated on Thu, Jun 12, 2025

Use venture debt thoughtfully to extend runway, fund growth, and reduce dilution while understanding the real terms and covenants before you sign.

byBryan Long, MBA
Which Balance Sheet Accounts Need Reconciliation?

Which Balance Sheet Accounts Need Reconciliation?

Updated on Mon, Jan 15, 2024

The punch line here is that every single account on the balance sheet needs to be reconciled, not just the bank and the credit cards.

byVanessa Kruze
Venture Lending: Common Defaults Explained

Venture Lending: Common Defaults Explained

Updated on Thu, Oct 23, 2025

Learn about the most common events of default in venture debt, how they’re triggered, and what founders can do to protect their startups.

byBryan Long, MBA
Dangers of Venture Debt for Startups

Dangers of Venture Debt for Startups

Updated on Fri, Aug 10, 2018

Venture debt can help startups, but too much debt or risky terms can threaten your future. Learn the pitfalls and smart borrowing strategies.

byBryan Long, MBA
Negotiating Cash Levels in Your Startup's Bank Account

Negotiating Cash Levels in Your Startup's Bank Account

Updated on Sun, Apr 30, 2023

This has become a really critical question since interest rates are going up and cash management is becoming even more important.

byKruze Consulting
3 Essential Tips for Raising Venture Capital

3 Essential Tips for Raising Venture Capital

Updated on Tue, Mar 30, 2021

Prepare for VC funding with top tips on diligence, financials, and compliance. Boost your startup’s chances with Kruze Consulting’s expert advice.

byKruze Consulting
Due Diligence Checklist for Venture Lenders

Due Diligence Checklist for Venture Lenders

Updated on Tue, Nov 14, 2017

Get venture debt-ready—learn what venture lenders ask for in due diligence, from metrics and forecasts to legal docs and reporting.

byKruze Consulting
Material Adverse Change as Event of Default in Venture Debt

Material Adverse Change as Event of Default in Venture Debt

Updated on Tue, Feb 6, 2018

Avoid a MAC default—learn how “material adverse change” clauses work in venture debt and how founders can negotiate risk.

byKruze Consulting
Venture Debt Pre-Payment Penalties Explained

Venture Debt Pre-Payment Penalties Explained

Updated on Fri, Apr 3, 2020

Kruze Consulting discusses what a pre-payment penalty might look like in a venture debt deal and how it could come about at startup.

byKruze Consulting
FDIC & Fintech Regulations for Neobanks

FDIC & Fintech Regulations for Neobanks

Updated on Sun, Aug 4, 2024

Learn how proposed FDIC fintech rules could impact startup neobanks, bank partnerships, and where your deposits sit, plus what founders should ask their providers.

byKruze Consulting