Kruze Consulting — Accounting, Tax & CFO Services for Startups

Financial Strategy and Planning

Strategic financial planning for startups including budgeting, forecasting, cash flow management, and long-term financial strategy development.

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How to Manage Startup Cash with Bond Ladders

How to Manage Startup Cash with Bond Ladders

Updated on Mon, Oct 13, 2025

A bond ladder is a structured investment portfolio of bonds and securities that is structured to mature at key milestones for startups.

byKruze Consulting
Startup cash management controls

Startup cash management controls

Updated on Mon, Oct 13, 2025

Founders can help protect their cash reserves through careful cash management. Here is a list of cash management strategies for startups.

byKruze Consulting
How to Incorporate Your Startup: A Step-by-Step Guide

How to Incorporate Your Startup: A Step-by-Step Guide

Updated on Thu, Oct 24, 2024

Incorporate your startup correctly—learn the steps, common mistakes, and why most VC-backed founders choose a Delaware C-Corp.

byKruze Consulting
How to Use Non-GAAP Metrics to Analyze Startup Performance

How to Use Non-GAAP Metrics to Analyze Startup Performance

Updated on Fri, Jan 3, 2025

Use non-GAAP metrics credibly—learn what they are, how startups present them, and how to avoid misleading adjustments that hurt trust.

byBryan Long, MBA
Business Meal Deductions

Business Meal Deductions

Updated on Sun, May 8, 2022

Maximize your business meal deductions—learn what’s deductible, what’s not, and the receipt rules startups need to stay audit-ready.

byKruze Consulting
Why startups should not buy stocks

Why startups should not buy stocks

Updated on Mon, Oct 13, 2025

Protect your runway—learn why startups shouldn’t buy stocks with operating cash and how to manage reserves without increasing risk.

byKruze Consulting
Burn Multiple: Formula, Benchmarks & How to Improve It

Burn Multiple: Formula, Benchmarks & How to Improve It

Updated on Mon, Jan 9, 2023

Track the burn multiple to judge capital efficiency, calculate it correctly, and see what it signals about your startup's financial health.

byKruze Consulting
How Outsourced CFOs Tell Your Startup Story to Investors

How Outsourced CFOs Tell Your Startup Story to Investors

Updated on Tue, Nov 11, 2025

Tell a stronger financial story—learn how outsourced CFOs communicate startup value with metrics, narratives, and investor-ready reporting.

byKruze Consulting
Financial Planning for Hardware Startups

Financial Planning for Hardware Startups

Updated on Mon, Oct 10, 2016

Vanessa Kruze, CPA, breaks down the common points to include in your financial model for a hardware startup, bearing in mind every startup's model is unique.

byVanessa Kruze
How Lenders Underwrite Startup Loans

How Lenders Underwrite Startup Loans

Updated on Mon, Oct 10, 2016

Vanessa Kruze, CPA, breaks down the factors why Venture Lenders underwrite for a startup loan and why startups should negotiate them out of the deal.

byVanessa Kruze
Cash Investment Policy Statement

Cash Investment Policy Statement

Updated on Thu, Apr 20, 2023

Learn how to write a startup investment policy statement that prioritizes safety and liquidity, segments operating vs. strategic cash, and reassures VC investors.

byKruze Consulting
What are Retained Earnings? A Startup Guide

What are Retained Earnings? A Startup Guide

Updated on Sun, Oct 6, 2024

Retained earnings are found on your balance sheet. There will actually be a line item called retained earnings and that will be buried in the equity section.

byKruze Consulting