Kruze Consulting — Accounting, Tax & CFO Services for Startups

Cash Flow Planning

Resources, best practices, and expert insights on Cash Flow Planning.

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When Startups Should Start Bookkeeping and Taxes

When Startups Should Start Bookkeeping and Taxes

Updated on Fri, Oct 31, 2025

Learn when founders need to begin bookkeeping and tax filing – key steps for compliance, funding, and growth in early-stage startups.

byBryan Long, MBA
Fundraising Mistakes Startups Must Avoid

Fundraising Mistakes Startups Must Avoid

Updated on Fri, Jan 2, 2026

Learn the most common fundraising mistakes startups make—from raising at the wrong time to ignoring dilution and bad investor fit—and how to avoid them with practical guidance from Kruze Consulting’s startup accounting experts.

byKruze Consulting
Cash management principles for startups

Cash management principles for startups

Updated on Tue, Oct 14, 2025

Startups need to follow specific rules when managing their cash reserves, including protecting capital, maintaining liquidity, and avoiding risk.

byKruze Consulting
How startups should manage cash when interest rates are rising

How startups should manage cash when interest rates are rising

Updated on Mon, Oct 13, 2025

With a careful investment strategy, startups can take advantage of a rising interest rate environment to get extra yield

byKruze Consulting
A Guide to Startup Revenue Accounting

A Guide to Startup Revenue Accounting

Updated on Fri, Dec 8, 2023

Kruze Consulting discusses how a startup should account for its first revenue (and ongoing revenue) before looking for more!

byKruze Consulting
How SAFE Notes Impact Founder Dilution and Startup Equity

How SAFE Notes Impact Founder Dilution and Startup Equity

Updated on Tue, Feb 17, 2026

See how SAFE and note valuation caps and discounts mathematically dilute founders at a priced round. Concrete scenarios show why early instrument terms can dramatically reshape your cap table.

byKruze Consulting
How much should startups keep in operating accounts

How much should startups keep in operating accounts

Updated on Mon, Oct 13, 2025

The amount of cash your startup should keep in your operating account should be equal to two to three months of expenses.

byKruze Consulting
How to Manage Startup Cash with Bond Ladders

How to Manage Startup Cash with Bond Ladders

Updated on Mon, Oct 13, 2025

A bond ladder is a structured investment portfolio of bonds and securities that is structured to mature at key milestones for startups.

byKruze Consulting
Startup cash management controls

Startup cash management controls

Updated on Mon, Oct 13, 2025

Founders can help protect their cash reserves through careful cash management. Here is a list of cash management strategies for startups.

byKruze Consulting
Why startups should not buy stocks

Why startups should not buy stocks

Updated on Mon, Oct 13, 2025

Protect your runway—learn why startups shouldn’t buy stocks with operating cash and how to manage reserves without increasing risk.

byKruze Consulting
Short-Term Treasuries on the Balance Sheet

Short-Term Treasuries on the Balance Sheet

Updated on Sun, Aug 4, 2024

A lot of startup companies are buying Treasuries directly through services like Treasure Fi, Arc, Meow, and other online services.

byKruze Consulting
Using Milestones to Control Burn Rate

Using Milestones to Control Burn Rate

Updated on Tue, Oct 1, 2019

How venture-backed founders use milestones to gate burn rate, extend runway, and strengthen startup accounting and cash planning.

byKruze Consulting